New Texas Homestead laws effective 9/1/2011

House-money
Effective Sept 1 2011, Changes in "Texas Homestead Exemption," Law

Effective September 1, 2011, the State is now asking for you to submit a copy of your driver’s license and vehicle registration with your form. Both the DL & registration address MUST MATCH the physical address of the property you are claiming as your homesteaded property.

Visit your county's central appraisal district website for specific details.

http://appraisaldistrict.net/county.asp

Mortgage lenders could soon take homes’ energy costs into account

Energy
A new, bipartisan effort on Capitol Hill could put energy costs and savings squarely into standard mortgage underwriting equations. A bill introduced Oct. 20 would force the big three mortgage agencies to take account of energy costs in every loan they insure, guarantee or buy. It would also require them to instruct appraisers to adjust their property valuations upward when accurate data on energy efficiency savings are available.

Read more: http://www.washingtonpost.com/realestate/mortgage-lenders-could-soon-take-homes-energy-costs-into-account/2011/10/24/gIQAyxjPPM_story.html